No Jargon
Access to 120+ lenders
Defaults, CCJs & DMPs etc
Whether you're self-employed, have adverse credit, or just want a clearer path to buying or remortgaging we help you understand your options and get the right mortgage for your situation.
Hi, I’m Baran, a Mortgage and Protection Advisor with 3+ years’ experience helping people make smarter, stress-free decisions about their homes.
I’m a dad to two boys, Arlo and Albhie, and partner to Emie for the last 8 years.
I love what I do, and I’m dedicated to giving every client clear, honest guidance so they feel confident at every step of their mortgage journey.

We offer a wide range of services to meet your needs
Buying your first home can feel overwhelming — I guide you through every step. From understanding your budget to securing the right lender, I help make the process simple, clear, and stress-free.
Whether you’re a sole trader, contractor, or limited company director, I know how to present your income properly to lenders. SA302s, year-end accounts, day rates — I help you get a mortgage that reflects your real affordability.
Defaults, CCJs, missed payments, DMPs — they don’t always mean a “no.” I work with lenders who look beyond your past and focus on what’s possible now.
If you need to raise funds but don’t want to disturb your existing mortgage rate, a second charge could be a smart option. Ideal for home improvements, debt consolidation, or major expenses.
Protect what matters most. From income protection to life and critical illness cover, I help you understand the right options to keep your home and finances secure if the unexpected happens.

Owner of BT Mortgage Advice
On Google

Advice

Welcome
Unlike many brokers, I don’t treat this as a client–advisor relationship.
I work alongside you, helping you make confident mortgage decisions from start to finish.
"I’d like to thank Baran for all his help. He was professional, patient, and made the whole process much easier to understand. Baran always took the time to answer my questions and guided through everything. I really appreciate his support and would highly recommend him to anyone looking for a reliable mortgage advisor!"
"Baran was very helpful giving good advice and guidance with regards to all our financial needs in relation to our mortgage, finances and insurance policies. His communication and support throughout was excellent during our time dealing with him, he was a pleasure to work with. We would highly recommend his services."
"This is the second time Baran has helped us find the right mortgage. Always found him really helpful and informative, great communication and listens to our needs
Would highly recommend 👌🏻"

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Whether you're self-employed, have adverse credit, or just want a clearer path to buying or remortgaging we help you understand your options and get the right mortgage for your situation.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.
BT Mortgage Advice is not a mortgage intermediary. BT Mortgage Advice makes introductions to CMME Mortgages & Protection Ltd to provide mortgage solutions. CMME Mortgages and Protection limited is registered in England and Wales (04886692) is authorised and regulated by the Financial Conduct Authority (414798).